Financial Options & Dental Inusrance

Most Insurance & Credit Cards Welcome
Including Delta Dental Logo and Military Dependents

Visa, MasterCard Logo Discover Card Logo
Dental Insurance

What dental insurance do we accept?
We accept most any dental insurance plan so long as it allows you to choose your own dentist.*  We do not participate in the Denti-Cal program.
What are co-payments?
Most dental insurance plans require that the patient pay a percentage of the fee for each procedure.  Under many plans, diagnostic and preventative procedures are covered at 100% (this usually includes x-rays, examinations, and cleanings).  For other procedures, a co-payment of 20-50% is typically required depending on the type of procedure.  (These percentages vary by insurance company and also depend on the type of procedure).  Some procedures may not be covered by your insurance company.  If you are unsure about your coverage, we can help you find out. 
Do you bill the insurance company for me?
Yes.  As a courtesy, we file the claims with your dental insurance company.  We will give you an estimate of what we expect them to pay, and an estimate of the portion you need to pay (the co-payment).  Unless other financial arrangements are made ahead of time, you will need to pay the co-payment at the time the treatment is rendered.

Financial Arrangements

After your initial examination, we will provide you with a listing of any treatment recommendations and the associated fees.  If you have dental insurance, we will also give you an estimate of what we expect your co-payment to be for each procedure.
At each treatment appointment, we will need to collect the fees for the procedures performed.  (If you have dental insurance, we will only need to collect your estimated co-payment for the procedures).  For your convenience, we accept Visa, MasterCard, and Discover Card.
In some cases we can make arrangements for you to pay in several installments.  If you need this option, arrangements must be made prior to scheduling your treatment.  Please ask any of our front office staff about making a financial agreement.


We currently offer a 10% senior citizen discount for patients 62 and older.

*Some patients have "Preferred Provider Plans" which encourage the selection of a dentist from a list provided by the insurance company.  Sometimes these plans allow you to choose a dentist who is not on their list.  If this is the case, they will usually pay a smaller percentage of the fees for you.  Although we have chosen not to take part in any of these lists, you may still come to us if your insurance company permits.


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